Personal Loans

Sometimes you don’t have the necessary funds to pay for something that’s important to you. Perhaps it’s renovating your home, installing energy efficient upgrades, buying a recreational vehicle, or a taking well-deserved vacation. At Alterna we want to help you borrow the money you need, and we want to make sure that the loan or line of credit you choose is just right for you. What’s ideal? Quite simply, when you can borrow what you need on terms that are affordable, flexible, and convenient for you.


Make payments through direct deposit, automatic funds transfer, in-branch, by telephone or through online banking.

Peace of mind

With a fixed interest rate loan, you get predictable payments allowing you to budget your finances accordingly. Have peace of mind of knowing what your interest charges will be for the life of the loan. Choose from paying weekly, biweekly, semi-monthly or monthly. And for more security, payment protection is available on most loans.

Competitive Rates

A fixed or variable rate loan can help you to pay off your debts quicker and improve your net worth. With a variable rate loan, the rate is subject to change throughout the period of the loan, allowing you to benefit from potentially lower rates. With the fixed interest rate loan, your payment amount and term are unaffected by changes in interest rates.


Choose from terms of 1 to 5 years in length.

Easy ways to apply.

Call Us Directly

We can easily help you over the phone.


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