Chequing account packages that work for you.
Choose a convenient banking package that suits your needs. If you have more than one chequing account, you can choose a different package for each account.
Chequing Account Banking Packages
Perfect for a low volume, consistent user.
Ideal for a moderate number of monthly transactions.
Great for active account users.
Pay as you go
Ideal for low or occasional users.
Created especially for users age 18 and under.
Designed for post secondary students.
Safe & Secure
Personal Service Fees
At Alterna, our members always come first. We’ve always believed that being upfront and honest is the most respectful way to provide important information. That’s why everything you need to know about our current service fees and account features can be found here:
Service Fees - Current
Service Fees - Effective January 1, 2023
Direct Deposit Form
To set up direct deposits or pre-authorized debits, download and complete this form and submit it to your employer/pension provider or billing company.
Add overdraft protection to your Alterna chequing account and enjoy the peace of mind of knowing you’ll have access to extra funds when you need them. No longer worry about your account becoming overdrawn if you accidentally don’t have enough money in your account to clear outstanding cheques, pre-authorized debits and debit card transactions. Your overdraft protection will automatically come into effect to cover any shortfall up to your approved overdraft limit.
Ways to Bank
What’s the difference between a chequing and savings account?
There are many benefits to having both a savings and chequing account. Learning to use these two types of accounts jointly can help you reap the benefits of both!
Using multiple accounts can help you keep track of and manage your spending. Still not convinced? Read on. It's simpler than you think.
Choosing the right chequing account
There are lots of options when it comes to chequing accounts. So, how do you pick? This is where you need to do some homework and where we can help.
You may also need...
We have a credit card to fit your lifestyle. Whether you’re looking for valuable reward points, unique partner benefits or simply lower fees, you can choose the card that's right for you.
A tax-free savings account (TFSA) is so much more than a regular savings account. Your savings grows tax-free, and you can use it to hold a variety of investments. Open one today to help you reach all of your investing goals.
No matter what your investment plans, Alterna has a term deposit that’s right for you. With great rates and flexible terms from 60 days to 5 years, you can select the product that will work best for your needs.
A savings account is a good place to park money for a “rainy day” or to store cash before making a major investment decision. Get easy access to your savings while earning interest.
US Chequing Account
Enjoy the convenience of banking in US dollars with Alterna's all-in-one chequing and savings account. Earn interest on balances over $200, make purchases and write cheques in US dollars.
How can we help?
*US Dollar chequing accounts can only be opened in-branch.
**Application is subject to credit approval
Your financial well-being comes first
Welcome to a better way to bank. Our knowledgeable team puts your financial well-being first with good, caring and transparent advice while offering all the products and services you need.