Credit Cards


We have credit cards to suit your lifestyle.

With benefits like no annual fees, low interest rates and great rewards, Alterna credit cards give you a range of choices to suit any budget. See a full range of Credit Card options below.

Current Promotions

Balance Transfer - 3.9% Balance Transfer for 6 months*

Welcome Points Offer - Get up to 4x reward points. Plus 30,000 Welcome Bonus Points1

Credit Card Options

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Cash Back Infinite

A premium card for your every day life

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Cash Back

An essential companion

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A no annual fee, low rate option

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Centra Gold

Rare and precious

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Infinite possibilities

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US Dollar

The US Dollar purchase card

Contact us today and we can help you pick the right option for your needs.

Making purchases is easier than ever.

Alterna Savings credit cards now offer Apple Pay, Google Pay and Samsung Pay®. No matter which way you pay, you’re protected by our online security and will continue to earn eligible rewards.

For more details, please visit our Ways to Pay page.

Introducing CardWise, the new way to manage your Alterna Savings credit card with security and ease.

Use the mobile app or online platform to view your balance, customize transaction alerts and controls, block merchants, and more – all in one place. Make the switch from MyCardInfo today!

Download the CardWise Mobile App for both iPhone and Android to get the most from your Alterna Savings credit card.

Google Play  App Store


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How much do you know about credit cards

Credit Cards are convenient, widely accepted, and offer plenty of incentives. Understanding how they work is the best way to reap their benefits.

woman using her phone and debit card on the couch

How does a balance transfer work?

Balance transfers offer a great opportunity to manage credit card debt and help get your finances under control.

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How to improve your credit score

Your credit score determines how much you qualify to borrow and how much you’re charged for a loan. Here are 7 tips to help boost your score.

How can we help?

^Subject to credit approval.

*Terms and Conditions apply.

The Alterna Visa credit card is issued by Collabria Financial Services Inc. pursuant to a license from Visa. Visa is a trademark of Visa Int. and is used under license.
Apple Pay is a trademark of Apple Inc., registered in the U.S. and other countries and regions.
™Google and the Google Pay logo are trademarks of Google LLC.
®Samsung and Samsung Pay are trademarks of Samsung Electronics Co., Ltd.

1Terms and Conditions Apply

Your financial well-being comes first

Welcome to a better way to bank. Our knowledgeable team puts your financial well-being first with good, caring and transparent advice while offering all the products and services you need.
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