Switching your mortgage

With service you can depend on, great rates and flexible payment options, switching your mortgage to Alterna is an easy choice. We’ll even provide you with a 120-day rate guarantee* to make your transition easier.

When’s the best time to make the switch? When your mortgage is coming up for renewal. Even then, we’ve got your mortgage switching fees covered†.

At Alterna, we’ll work with you to understand your needs and provide you with the best home ownership solution. So, consider your options:

  • Fixed or variable rates
  • Terms from six months to 10 years
  • Amortization periods up to 30  years
  • Payment schedules to fit your cash flow
  • Flexible alternatives such as a Home Equity Line of Credit

Choose the Right Mortgage for You


3–Year Fixed
High Ratio Only 

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Variable Mortgage


5-Year Variable
High Ratio Only

Book an Appointment and Let's chat about Mortgages

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    *We guarantee your interest rate for the selected fixed rate mortgage type and term for up to 120 days from the mortgage rate guarantee start date. If the mortgage is not funded within the 120-day period, the interest rate guarantee expires. Applicable to residential mortgages only and subject to Alterna Savings standard lending criteria for residential properties.

    Mortgage Incentives of up to $1,000.