Homebuying Journey
Why Alterna?
Alterna is committed to finding you a mortgage solution that will meet your specific financial needs.
It’s our promise that:
The rate we offer you will be competitive
We'll be open and transparent about any applicable fees, nothing will be hidden
Even if interest rates rise, you’ll get the rate we agreed on with our 120-day rate or variance guarantee*
You don't have to go through this alone
I want to...
Whether you’re buying your first home, an investment property or a vacation property, we’ve got everything you need to know.
Renegotiate your existing mortgage to access additional funds.
Find out how transferring your mortgage can help you get a better rate and become mortgage-free faster. It’s easier than you might think!
Renew your existing mortgage with us or access the equity in your home.
Choosing the right mortgage type for you
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3–Year Fixed High Ratio Only 4.84% APR
See all rates
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5-Year Variable High Ratio Only 2.70% APR
See all rates
Calculators
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Payment over Time
Outstanding Mortgage Balance
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Payment over Time
Outstanding Mortgage Balance
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Payment over Time
Outstanding Mortgage Balance
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Payment
Outstanding Mortgage Balance
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Scenario 1
Scenario 2
Scenario 3
*We guarantee your interest rate for the selected fixed rate mortgage type and term for up to 120 days from the mortgage rate guarantee start date. If the mortgage is not funded within the 120-day period, the interest rate guarantee expires. Applicable to residential mortgages only and subject to Alterna Savings standard lending criteria for residential properties.