Homebuying Journey

Why Alterna?

Alterna is committed to finding you a mortgage solution that will meet your specific financial needs.


It’s our promise that:

  • The rate we offer you will be competitive
  • We'll be open and transparent about any applicable fees, nothing will be hidden
  • Even if interest rates rise, you’ll get the rate we agreed on with our 120-day rate or variance guarantee*
  • You don't have to go through this alone
Homebuying Journey
Book an Appointment and Let's chat about Mortgages
Call us at 1 877 560 0100 and Get in touch with us today!

I want to...

Click to lean more about, Buy a house
Whether you’re buying your first home, an investment property or a vacation property, we’ve got everything you need to know.
Click to lean more about, Refinance my mortgage
Renegotiate your existing mortgage to access additional funds.



Click to lean more about, Switch my mortgage
Find out how transferring your mortgage can help you get a better rate and become mortgage-free faster. It’s easier than you might think!

Click to lean more about, Renew my mortgage
Renew your existing mortgage with us or access the equity in your home. 

Choosing the right mortgage type for you

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3–Year Fixed
High Ratio Only 
2.29%
APR






See all rates

Variable Mortgage

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5-Year Variable
High Ratio Only
1.20%
APR



Book an Appointment and Let's chat about Mortgages



See all rates

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Book an Appointment and Let's chat about Mortgages



Learn more

Calculators

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    Resources

    Articles



    Resources

    Tips on how to choose the best mortgage options

    Tips on how to choose the best mortgage options

    What is a “Mortgage Stress Test”?

    What is a “Mortgage Stress Test”?

    Your mortgage renewal checklist

    Your mortgage renewal checklist



    Book an Appointment and Let's chat about Mortgages

    *We guarantee your interest rate for the selected fixed rate mortgage type and term for up to 120 days from the mortgage rate guarantee start date. If the mortgage is not funded within the 120-day period, the interest rate guarantee expires. Applicable to residential mortgages only and subject to Alterna Savings standard lending criteria for residential properties.