Credit Solutions



Whether it's home renovations, home upgrades, an extra vehicle, or even a much-deserved vacation, sometimes you just don't have the funds available to do what you need, or want, to do. At Alterna, we want to help you achieve your plans and dreams without unnecessary stress. That’s why we offer so many options when it comes to loans, lines of credit, and credit cards. We want you to find a credit solution that’s ideal for your circumstances – made just for you.



Ideal for one-time expenses, loans give you a lump sum of money all at once.

Personal Loans

Enjoy the flexibility of using a loan to purchase a new car, renovate your home or make other major purchases.

Features & benefits:

  • Competitive fixed and variable rates
  • Flexible payment options (weekly, biweekly, semi-monthly or monthly)
  • Flexible terms (1 to 5 years in length)
  • Conveniently make payments in-branch or through direct deposit, automatic funds transfer, telephone banking, or online banking

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Investment Loan

Maximize your RRSP contribution and take advantage of the tax benefits today as you save for your retirement.

Features & benefits:

  • Maximize your RRSP contributions
  • Catch up on RRSP contributions not made in previous years
  • Take advantage of tax benefits now while saving for your retirement
  • The security of a fixed term, or the potential interest savings of a variable term

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Recreational Vehicle Loan

Looking to buy an RV? We offer conve- nient and flexible financing solutions that can help you explore the land.

Features & benefits:

  • Competitive fixed and variable rates
  • Flexible payment options (weekly, biweekly, semi-monthly or monthly)
  • Conveniently make payments in-branch or through direct deposit, automatic funds transfer, telephone banking, or online banking
  • Amortization of up to 15 years

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A flexible way to borrow when you're not sure exactly how much you'll need.

Personal Line of Credit

Access funds quickly and conveniently. How you use the money is up to you. Only pay interest on what you borrow.

Features & benefits:

  • Finance a major purchase and be ready for the unexpected
  • Flexible payment options like interest only payments. 
  • Starts as low as $5,000
  • Low variable interest rate




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Secured Line of Credit

Access to more funds at a lower interest rate, because you're backed by the security of the equity of your home or investment assets.

Features & benefits:

  • Great for larger projects such as home renovations
  • Flexible payment options like interest only payments. 
  • Starts as low as $5,000
  • Low variable interest rate



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Student Line of Credit

The Student Line of Credit gives you an easy solution to cover expenses such as tuition, books, and living expenses so you can focus on school.

Features & benefits:

  • Money, money, money - access up to $10,000 per year, up to a maximum of $40,000 over four years of study.*
  • Interest-only payments - you can make interest-only payments while in school and up to one year after graduation.
  • Low variable interest rate

Learn more


Contact us to start the conversation. 







Credit Cards

We have a credit card to fit your lifestyle. Choose the card that's right for you.

Finding the right credit card could save you hundreds, if not thousands, of dollars each year. Whether you’re looking for lower fees, more rewards or simply valuable perks, every dollar counts.



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*Approval and credit limit are subject to Alterna’s credit approval criteria.