WorldPoints^® MasterCard^®

If you’re looking for a credit card reward program, look no further. We offer two of the best. With an Alterna WorldPoints MasterCard, you'll receive real rewards. Collect your reward points to redeem flights, vacation packages, car rentals, merchandise and much more.

Choose from two great options:

WorldPoints NO Fee

• No Annual Fee
• Low Annual Interest Rate (AIR) of 14.99% for Retail / 16.99% for Cheque Cash Advance and Balance Transfers*
• Low 1.99% Introductory Promotional Annual Interest Rate† for 6 months on Cheque Cash Advances and Balance Transfers*
• Earn 1 WorldPoint for every $2 in net retail purchases with no maximum earnings cap on WorldPoints‡
• Unparalleled 24-hour customer service
• Immediate cash access at more than 430,000 ATMs internationally
• The security of MasterCard Zero Liability for unauthorized charges, and round-the-clock fraud protection
• Add up to nine Authorized Users at no additional cost

Apply online or pick up an application at any Alterna Bank branch.

WorldPoints LOW Fee

• Low Annual Interest Rate (AIR) of 12.99% for Retail / 14.99% for Cheque Cash Advance and Balance Transfers*
• Low 1.99% Introductory Promotional Annual Interest Rate† for 6 months on Cheque Cash Advances and Balance Transfers*
• Earn 1 WorldPoint for every $1 in net retail purchases with no maximum earnings cap on WorldPoints‡
• 2,500 Bonus WorldPoints after your first purchase††
• Unparalleled 24-hour customer service
• Immediate cash access at more than 430,000 ATMs internationally
• Add up to nine Authorized Users at no additional cost
• $29.00 Annual Fee

Apply online or pick up an application at any Alterna Bank branch.

Check out the WorldPoints Catalogue here.